Welcome to the topic, “What Do You Do When You Meet An Accident?“.
Although accidents can happen at any time and anywhere, the road is still one of the most common places where they can occur.
There are a numerous factors that could lead to these type of unforseen occurrences. In addition to a large number of vehicles driving day by day through the busy streets, there are also many people crossing the pedestrians. Buildings and other infrastructures on the road and sidewalk could cause various road accidents.
Statistics On Car Accidents
The facts and figures recorded in relation to car accidents are nothing short of tragic and heartbreaking.
Countless studies have shown alarmingly high rates of car accidents recorded in many different parts of the world.
Every year, approximately 1.35 million people are killed in traffic accidents; on average, 3,700 people are killed on the roads every day. And twenty-five to fifty million more people suffer non-fatal injuries, with some leading to long-term disabilities.
When it comes to young people aged 5 to 29, road traffic accidents are the leading cause of death. Most road fatalities occur in the 15-44 age group.
More than 90 percent of all road fatalities occur in low and middle-income countries. This is despite the fact that these countries only have around 60 percent of the world’s total vehicles.
This story is no different in the Philippines.
Philippines statistics show that every year 12,000 Filipinos lose their lives while driving.
In the year 2018, the number of vehicle collisions had more than doubled from 2007. There were in fact 63,072 incidents reported for that year alone.
This article is meant to inform every car owner on what exactly they should do in the unfortunate event that they ever meet a car accident, and how Perla Insurance can be there to help.
Practical knowledge to save time in case of an accident!
What do you do when you meet an accident? Here are some practical tips that can help save a lot of hassle when faced with an accident:
- Take a picture of the accident.
- Take a snapshot of the other car’s certificate of registration and driver’s license.
- Ask the person at fault to admit fault in writing.
- If the fault is unclear, agree to file with your separate insurance companies.
- If there is still no agreement, get a police report.
These tips are pretty straightforward and easy to follow, especially when you are already in the heated and stressful situation of being in an accident. Free yourself from the worry and the hassle!
When you are covered by us, we will step in and take care of all the rest. We, at Perla Insurance, offer the most extensive car insurance coverage options for you as the leading and best car insurance company in the Philippines!
Report Your Claim Anywhere in the Country from the Comforts of Your Home:
Do you have an insurance claim to report, but are unable to go outside for whatever reason? Not to worry. Perla Insurance, being the best insurance company in the Philippines, recognizes this need! That is why we have are now offering you the opportunity to report your claim even without leaving your home!
Just follow these simple steps, and you’re good to go:
1. Contact us!
Unsurprisingly, contacting us is the first and most important step to report your claim remotely. Just contact us through the following means:
FACEBOOK – www.facebook.com/PerlaInsuranceOfficial
VIBER – 0918) 5252971
WEBSITE – www.perlainsurance.com
2. Provide the details of the accident.
We will require accurate and in-depth details on the situation that arose, so don’t think any detail is too small or irrelevant! The more information you can provide us based on your recollection and records of the event – the better.
Provide details such as the date and time of the accident, the place where it occurred, the cars and persons involved in the accident, including the driver’s license and Certificate of Registration of the other vehicle and how the accident happened.
3. Provide the pictures of the accident and the damage to your vehicle or other property.
We will require evidence of the accident and damage caused to all the property involved – whether or not yours – so be sure to provide as many images in your possession as possible so that we can help you quickly fast track your claim in every way we can.
4. Provide the policy number or snapshot of the policy.
In this step, you will have to provide us with your policy number.
If you do not know where your policy number is in your policy, then simply send us a screenshot or photo of the policy. You can also provide us the plate number of your vehicle for us to see if your car is covered with us.
This number is important for us to find your specific policy among our records. It will also help us check if your particular accident is covered by the insurance plan and the amount of coverage that you availed of.
5. Provide a snapshot of the license of the one driving your car, your car’s certificate of registration (CR) & current official receipt.
Now, we will need some form of picture evidence of the license of the person driving your car. This can be yourself, your family member, driver, or whoever was driving your car at the time of the accident.
We will also need a picture of your car’s certificate of registration, as well as your car’s current official receipt.
6. Provide the police report, repair estimate, or any other documents so your claim can immediately be processed.
After providing the details and documents mentioned above, the next step is to provide us with the police report, along with the repair estimate given to you.
It would also be beneficial to provide any and all other documents in your possession, so that we do not waste any time and your claim can be processed as quickly as possible.
You can simply take pictures of all these documents and upload and sent to us electronically either through Facebook, Viber, our website www.perlainsurance.com, or email. We have now made it so convenient and easy to report your claim anywhere in the country, without leaving the comforts of your home!
Check out our YouTube Channel, Perla Insurance, for comprehensive car insurance videos on important questions related to cars and car insurance as a whole.
As the best insurance company in the Philippines, we aim to provide accurate and reliable information to our customers about our company and the nitty gritty inner workings of the car insurance industry.
To watch a video on a similar topic, click the link below:
We at Perla Insurance care about you, and we will continue to provide the best car insurance in the country. We continue to commit to all our customers as the most trusted and reliable insurance company in the Philippines.
Not only will we offer the best car insurance in the Philippines, but we will also continually provide you with information on important car-related issues that can save not only your car but also yourself and your family and friends from any unforeseen risks or accidents.
Protect your peace of mind, insure with us today!
Have any questions regarding the topic What Do You Do When You Meet An Accident? Feel free to comment below.
Also Read: When Should You Register Your Car Every Year and What Insurance Do You Need?