Motor Car Insurance
MOTOR CAR INSURANCE
Perla’s Motorcar Insurance protects your private and commercial vehicles against loss or damage and legal liabilities to third parties for death, bodily injury and damage to property.
Perla’s Motorcar Insurance covers :
Compulsory Third Party Liability (CTPL). This basic insurance coverage is required by law prior to motor vehicle registration, to protect you from liabilities for injuries or death to third parties.
Loss & Damage (L&D). Gives you protection against loss or damage to your vehicle including parts and accessories due to accidental collision or overturning, fire, external explosion, self-ignition, lightning, and malicious damage.
Acts of Nature. Gives you protection against calamities like earthquake, typhoon and flood.
Third Party Property Damage (TPPD). Perla Insurance will pay in case your vehicle causes damage another person’s properties.
Excess Liability for Death/Bodily Injury (EBI). Perla Insurance will give additional coverage to your basic CTPL.
Auto Personal Accident. Perla will answer for the death or disablement and medical expenses of the driver and passengers of your vehicle in case of an accident.